Set out the need
Describe the amount and timing required for your planned business spending.
Business financing referrals · Seasonal businesses
Plan the costs that arrive before seasonal sales.
A seasonal business may pay for stock and preparation long before its main sales period. Explain the purchases, supplier deadlines and operating window behind your funding request.
How it works
The application process
Add the figures
Complete the revenue, business-age and approximate credit-range questions using current information.
Confirm the details
Check the application and disclosures, then use the SMS verification step to complete submission.
Before you decide
When reviewing a provider offer
Funds received
Separate the headline amount from proceeds after deductions and fees.
Payments owed
Place the required repayments in the same budget as existing business expenses.
Changes and exit
Read what the contract says about early payment, missed payments and changed circumstances.
Possible uses
Business expenses to describe
Seasonal inventory
Advance orders may secure stock but also tie up cash before trading starts. Use past sales and remaining inventory to define the amount you need to purchase.
Equipment
Servicing or replacement may need completing before the business can handle peak demand. Include setup and the time needed to make the equipment ready.
Operating expenses
Temporary staffing, premises and supplies can begin before receipts build. Identify the period to be covered and account for quieter weeks after the peak.
Seasonal businesses · funding preparation
Your operating calendar
Review the complete annual trading cycle, including the months after the season ends. A financing payment schedule may continue beyond the period in which most sales are made.
A few things to know
About this referral service
Information sharing and referral payments
We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.
Approval and available terms
No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.
Provider timing
The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.
Contact consent and mobile verification
Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.
Make a beginning
Start with your business funding request
Enter the business details and the amount you want to explore in the application.